Kakebo 2018: Daily Expense Annotation Grid on a Monthly Basis

Kakebo, the household account book, is a Japanese method for learning to save. The 2018 edition is in Italian, sized at 15.24 x 22.86 cm, approximately A5 (for those using a ring binder, such as Filofax, Kikki K, Malden, they can choose to separate the pages, turn them into refills, punch them, and insert them as a section of their planner). The minimalist print in grayscale on white paper also allows for the possibility of personalizing the pages by coloring or applying washi tapes. The simplified and monthly expense record sheet spans two pages, with a calculation of the daily remaining wallet balance for real-time control. For a full overview, including images of the internal pages and instructions, visit the following link: http://bit.ly/2wmPYC7.
In recent years, the use of Kakebo, a Japanese method for monitoring our finances, has gained popularity in Europe as well. The Japanese believe that despite smartphones and other technological tools being readily available, writing on paper is the method that makes us most aware of how we spend our money. The aim of this agenda is to record all our financial transactions, categorizing expenses, and learn to manage our money better, helping us understand where we may need to scale back. But how does Kakebo work? At the beginning of the month, we write down our fixed income and expenses to determine how much we have to spend for the month. Each day, we record every purchase, categorized broadly, and at the end of the month, we check if we have stayed within our budget.

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